How to dispute a credit card purchase

MSN Money – How to dispute a credit card purchase

Here is a great article about the responsible way to dispute a credit card charge. Many consumers don’t know that if they make a chargeback, the merchant will most likely have to pay a considerable fee just as a result of them charging it back. A responsible merchant would try to right their customer as best they can.

I have long thought that consumers should have some negative action against them if they charge back merchandise and lose. This would help to stop the few free-loaders who abuse the credit card system to get free stuff at the expense of the merchant.