{"id":151,"date":"2006-07-17T07:37:54","date_gmt":"2006-07-17T14:37:54","guid":{"rendered":"http:\/\/www.merchantaccountblog.com\/archives\/151"},"modified":"2009-01-06T11:54:35","modified_gmt":"2009-01-06T16:54:35","slug":"uk-banks-consider-making-customers-liable-for-online-fraud","status":"publish","type":"post","link":"https:\/\/www.merchantequip.com\/merchant-account-blog\/151\/uk-banks-consider-making-customers-liable-for-online-fraud","title":{"rendered":"UK Banks Consider Making Customers Liable for Online Fraud"},"content":{"rendered":"<p><a href=\"http:\/\/www.ecommercetimes.com\/story\/LW3h8x0sQjgTOW\/UK-Banks-Consider-Making-Customers-Liable-for-Online-Fraud.xhtml\">Original Article<\/a><\/p>\n<p>Here is a very significant story regarding banks making consumers liable for fraud if the cause was their own computer. While I think that businesses would appreciate any removal of liability on their behalf, I think it is presumptuous to assume that the average consumer has the time or resources to ensure that their computer is secure.<\/p>\n<blockquote><p>&#8220;HSBC has already been considering it,&#8221; Murtagh said. &#8220;There is the potential that the banks will go back to the consumer and say, &#8216;We&#8217;ve offered you good practice guidelines online and 12 months free antivirus. If you don&#8217;t [make use of these] we refuse to pay out.'&#8221;<\/p><\/blockquote>\n<p>If something like this occurs in the UK, I think that it could become the standard. Considering that banks are planning on offering free subscriptions to anti-virus and anti-spyware software, it seems that these consumers have no excuse.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Original Article Here is a very significant story regarding banks making consumers liable for fraud if the cause was their own computer. While I think that businesses would appreciate any removal of liability on their behalf, I think it is presumptuous to assume that the average consumer has the time or resources to ensure that [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[22,8],"tags":[],"class_list":["post-151","post","type-post","status-publish","format-standard","hentry","category-ecommerce","category-fraud"],"_links":{"self":[{"href":"https:\/\/www.merchantequip.com\/merchant-account-blog\/wp-json\/wp\/v2\/posts\/151","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.merchantequip.com\/merchant-account-blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.merchantequip.com\/merchant-account-blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.merchantequip.com\/merchant-account-blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.merchantequip.com\/merchant-account-blog\/wp-json\/wp\/v2\/comments?post=151"}],"version-history":[{"count":1,"href":"https:\/\/www.merchantequip.com\/merchant-account-blog\/wp-json\/wp\/v2\/posts\/151\/revisions"}],"predecessor-version":[{"id":509,"href":"https:\/\/www.merchantequip.com\/merchant-account-blog\/wp-json\/wp\/v2\/posts\/151\/revisions\/509"}],"wp:attachment":[{"href":"https:\/\/www.merchantequip.com\/merchant-account-blog\/wp-json\/wp\/v2\/media?parent=151"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.merchantequip.com\/merchant-account-blog\/wp-json\/wp\/v2\/categories?post=151"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.merchantequip.com\/merchant-account-blog\/wp-json\/wp\/v2\/tags?post=151"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}