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Keyed Entry Merchant Accounts

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For information on rates and available services for your business, please fill out the following form.

Or, call us at (800) 532.4966.

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MOTO Account Features

Who needs a MOTO merchant account?
Businesses that plan on processing their customer's credit cards by manually keying them into a credit card machine, PC based processing system, or online virtual terminal.

What it will do for you:
Allow you to accept credit cards by keying transactions into a processing system. You can take orders over the phone, by mail, or other means where a customer's credit card will not be available at the location where the card will actually be processed.


  • Free merchant account setup (no application or setup fee).
  • Process transactions in seconds.
  • AVS and Card Code verification.
  • Several methods are available to process keyed transactions.

Keyed Entry Processing Methods

Credit Card Terminals are the easiest and most secure way to process credit cards. Credit card terminals are low cost and easy to use. For a keyed entry merchant account, you normally will not need a printer, and the printer-less terminals are the lowest cost available. The most commonly used terminals for a keying credit card transactions are the Verifone Tranz 330 and Verifone Tranz 380.

PC Processing Software is another very fast and convenient method to key-in credit card transactions. With a PC processing program you can manually process your customer's credit cards on your computer. PC Charge Express and PC Charge Pro are perfectly suited for Keyed Entry processing.

A Virtual Terminal will allow you to manually key-in transactions on a secure website on the internet. You can enter transactions from any location where internet access is available. The Merchant Store Gateway and virtual terminal is our payment gateway which supports ecommerce, keyed entry and offers recurring billing with no additional cost.

Ready to get started? Apply now »

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